Prescription savings guide

How to Use a Prescription Discount Card

Last updated June 26, 2026 · Reviewed by the LowerScript editorial team · Español

To use a prescription discount card, get the free card, look up your medication to find the lowest local price, then show the card at the pharmacy and ask the pharmacist to run it using the RxBIN, RxPCN and RxGroup. You pay the discounted cash price on the spot. There's no sign-up, and you can reuse the card every time.

Step by step

1) Get your free card. 2) Compare your medication's cash price at nearby pharmacies. 3) Hand the card (or your phone) to the pharmacist and ask them to process it with the BIN/PCN/Group. 4) Pay the discounted price.

What to tell the pharmacist

Say you'd like to use a discount card instead of insurance for this prescription, and give them the three codes. If your copay is lower, use insurance instead — your choice per prescription.

Compare before you go

Prices vary by pharmacy, so checking first means you fill where it's cheapest. Check your prescription price to compare.

Frequently asked questions

Do I need to sign up?

No. There's no account or sign-up required to use the card.

Can I use it more than once?

Yes. The card never expires and can be used for as many prescriptions as you like.

Can my family use the same card?

Yes — a single LowerScript card can be used by your whole household.

This guide is general information, not medical, legal or financial advice. Always talk to your doctor or pharmacist about your medications. LowerScript is a discount program, not insurance.

Ready to save? Get your free Florida discount card or check a medication price.

Get your free card

More guides: What Is a Prescription Discount Card? · Can You Use a Discount Card With Medicare? · Insurance vs Cash Price: Which Is Cheaper? · How Are Prescription Prices Determined?  |  All savings guides · Drug prices